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Buying Simplified
Why Choose Us?
Western North Carolina’s Latino community is a vibrant and ever-growing part of the region’s cultural fabric. With over 20 Latin American cultures represented, the community contributes deeply to the heart of Asheville and surrounding areas. Our neighbors are business owners, teachers, artists, parents, and proud contributors to the region’s economy and culture. You’ll find our community in restaurants, schools, shops, and service industries, playing a vital role in shaping the region’s identity.
At Herencia Realty, we are proud to be part of this growing movement—offering culturally aware support, representation, and advocacy that reflects the diversity and richness of our community.
Curated Homes For You
First-Time Buyer?
BUYING
We would be honored to assist you in your search for a new home. Contact us to inquire about exclusive new-home-buyer incentives that are only available to our team members.
Learn More About the Area!
COMMUNITIES
Before you invest, check out the properties in the neighborhood. The Featured Areas area is a good place to look for information about the neighborhood.
Consider Using a Mortgage Calculator.
CALCULATOR
Calculate your monthly mortgage payments using the Mortgage Calculator.
Get in Touch with a Pro!
CONNECT
Please don't hesitate to get in touch with us whenever you have questions regarding the area or a specific property you're interested in. At each point in the process of purchasing a home, you can rely on our assistance.
BUYING FAQ'S
Whether you're a first-time buyer or a seasoned investor who needs a refresher on how transactions work, here are some answers to the most often asked questions.
The first step in the home-buying process is to get pre-approved for a mortgage. Obtaining a lender's pre-approval letter sets the ball rolling in the correct way.
Buying a home takes roughly 10 to 12 weeks from start to finish (from searching online to closing escrow). The average time to close escrow on a home is 30 to 45 days after a home is chosen and an offer is accepted (under normal market conditions). However, cash-paying home purchasers who are well-prepared have been known to purchase properties much faster.
The average down payment in the United States is 11%. However, this figure includes both first-time and recurrent purchasers.
If the equity in your current home will be used to pay for the down payment on your new home, the former must be sold first.
It's entirely up to you! Home buying is, without a doubt, easier today than it has ever been. The opportunity to browse for homes online and view photos before leaving the comfort of your own home has dramatically transformed the home-buying process. Convenience has never been higher. But nothing beats seeing a house in person to get a sense of how it looks and feels.
The timeframe in which the seller must react should be specified in written offers. It should be enough to give them twenty-four hours.
When discussing your home loan options with your lender, especially as a first-time home buyer, it's important to ask about potential down payment assistance programs that you may qualify for. Additionally, confirm the specific details of your loan type and terms with your lender to ensure you have a clear understanding of your financial obligations and available options.
